We founded Hardie Finance Group because we saw a gap between what regional enterprises need and what is being actually delivered. Regional families were being punished for their loyalty while banks moved further away from the land.
We reject “transactional” broking in favour of being an unwavering advocate for your business with long-term business relationships.
With over 24 years inside the ‘Big Four’ banking sector, I spent my career assessing risk and structuring complex deals from the lender’s perspective. I know exactly how the system works, how lending decisions are made, and how to structure deals for approval. Now, I use that “banker’s mindset” to advocate for you.
If you’ve been hit by constant bank manager turnover, branch closures, or suspect you are paying a “Loyalty Tax” for staying with the same lender for many years, I can help. I can access over 30 lenders to engineer prudent, long-term funding strategies that respect the unique cycles of the land. I also back this experience with a Masters in Agribusiness from The University of Melbourne to ensure my advice is grounded in high-level strategy and economic fundamentals.
But my knowledge and experience isn’t just theoretical. As an avocado producer in the Sunraysia region, I don’t just watch the markets, I live them. I understand the unique pressures of the sector, from commodity cycles to seasonal cash flow.
I speak the two languages that matter most: Farming and Finance. Let’s sit down, review your current setup, and ensure your finance is working for you, not just your bank.
Boots on the ground, for the long term. I don’t operate out of a capital city boardroom. I come to your kitchen table to understand you, your farm and your future plans first hand.
Unwavering customer advocacy and integrity. I know how the banks operate and I use that knowledge to work for you, not the lenders.
Deals must make sense long term, not just get approvals. I structure finance to protect your legacy and ensure the core business isn’t over leveraged.
I understand the realities of agribusiness and farming because I live it myself. From commodity cycles to seasonal cash flow, I know how take advantage of the good seasons and manage the bad.
Director and senior broker
Administration Support
