Local
Boots on the ground, for the long term. I don’t operate out of a capital-city boardroom. I come to your kitchen table to understand you, your farm, and your future plans first-hand.
About Hardie Finance Group
Bridging the gap between the paddock and the boardroom.
The broker who understands the paddock and the boardroom. We help rural enterprises secure capital by speaking the two languages that matter most: farming and finance.
Founder
Three roles, one broker.
Ex-Banker
Headed by Adrian Hardie with over 24 years inside the Big Four banks. We know how lending decisions are made and how to structure deals to get approvals through.
Producer
As Sunraysia avocado growers, we live the pressures of commodity cycles and seasonal cash flow. We help mitigate and manage those risks, and explain to lenders what we have in place to give their Credit Managers comfort.
Expert
With a Masters in Agribusiness, our advice is grounded in high-level strategy and economic fundamentals. We assist with business decisions that impact the long-term sustainability of agribusinesses, alongside securing the finance itself.
Why we exist
Different from a traditional bank.
We founded Hardie Finance Group because we saw a gap between what regional enterprises need and what is actually delivered. Regional families were being punished for their loyalty while banks moved further away from the land. We reject ‘transactional’ broking in favour of being an unwavering advocate for your business, with long-term relationships at the core.
Four pillars
What we stand for.
Trusted
Unwavering customer advocacy and integrity. I know how the banks operate and I use that knowledge to work for you, not the lenders.
Prudence
Deals must make sense long term, not just get approvals. I structure finance to protect your legacy and ensure the core business isn’t over-leveraged.
Authentic
I understand the realities of agribusiness and farming because I live it myself. From commodity cycles to seasonal cash flow, I know how to take advantage of the good seasons and manage the bad.
The team
The people behind our success.
Adrian Hardie
Director & Senior Finance Broker
Charmaine Russell
Administration Support