Agribusiness Finance
Land acquisition, seasonal finance, and funding for permanent plantings or water. We understand ‘the seasons’ and commodity cycles, helping you structure debt that doesn’t choke your cash flow during a bad year.
Click for moreFinance Broker Mildura · Sunraysia · and beyond
We Understand the Land,
and the Lenders.
Specialist agribusiness finance, home loans, commercial lending and equipment loans. We help Australian regional enterprises secure growth capital and protect their multi-generational legacy.
Adrian Hardie · Founder & Finance Broker
The Loyalty Tax
Are you paying a ‘Loyalty Tax’?
Stop letting the bank punish your loyalty. Let an ex-banker and Sunraysia producer review your finance to turn you from a price taker into a price maker.
Why Australians choose a broker
The numbers speak for themselves.
77.3%
of all new Australian residential mortgages are now settled through a broker, not a bank.
Source: MFAA
50+
lenders compared on your behalf, so you’re never limited to what one bank decides to offer.
15 hrs
saved on average by home loan clients who use a broker instead of applying direct.
Source: Industry Research
24 yrs
of Big Four banking experience behind every application. We know how lenders think.
At Hardie Finance Group, we use this exact competitive pressure to ensure you are a price maker, not a price taker.
What we do
Specialist finance, across four pillars.
Home & Investment Loans
Purchases, refinancing, and first-home buyer loans for the ‘Next Gen’. We use our access to 50+ home lenders to find competitive rates, ensuring you don’t pay a ‘Loyalty Tax’ on your own home.
Click for moreBusiness & Commercial Finance
Working capital, commercial property, and business expansion. We act as your unwavering advocate, translating your business case into a language the lenders respect.
Click for moreCars, Equipment & Asset Finance
Cars, trucks, trailers, headers, tractors, sprayers, agri machinery, irrigation tech, sheds, and packing-line automation. We move fast to secure the tools you need, ensuring the structure of the loan matches the lifespan of the asset.
Click for moreMeet the team
The people behind our success.
Adrian Hardie
Director & Senior Finance Broker, Mildura
Charmaine Russell
Administration Support
Lender panel
Access to over 50 lending partners.
From the Big Four to specialist non-bank lenders. We shop your scenario across our panel so you’re never limited to what one bank decides to offer.
Industry bodies
Supported and backed by the bodies that set the standard.
Member of the Mortgage & Finance Association of Australia (MFAA), member of the Australian Financial Complaints Authority (AFCA), and authorised Credit Representative of Connective Credit Services Pty Ltd.
Turn loyalty into leverage
Stop letting the bank dictate your terms.
Whether you are looking to secure the farm for the next generation or fund a major expansion, you shouldn’t have to guess if you’re getting a competitive deal. With 24 years of banking experience and the lived reality of a Sunraysia producer, we know exactly how to structure your finance so you remain a price maker, not a price taker.
Complete the form for a confidential review. We’ll give you the clarity you need to get started with prudence and confidence.
Call Adrian directly0494 578 218
Email[email protected]