Vehicle Finance
Cars, utes, vans, and light commercial vehicles for personal and business use.
Services / Car & Equipment
Car & Equipment Finance.
Asset finance made simple. Vehicles, machinery, and equipment tailored to your operation.
Farm Equipment
Tractors, headers, implements, and specialist agricultural machinery.
Technology & Automation
Precision-ag technology, irrigation automation, and drone equipment.
Tools & Attachments
Workshop equipment, trailers, post-drivers, and working tools.
Structured for your cycle
Equipment finance that works like your operation.
Whether you’re buying a second-hand ute, upgrading your header fleet, or financing the latest precision-ag technology, we structure asset finance around your cash flow, not the lender’s schedule. Hire purchase, chattel mortgage, operating lease, or novated lease: we find the structure that suits your operation.
Funding structures available.
Chattel mortgage
Own the asset immediately, claim full input tax credit if GST-registered.
Hire purchase
Fixed repayments; ownership transfers at end of term.
Finance lease
Keep capital free, upgrade at end of lease.
Operating lease / rental
Off balance sheet, ideal for technology that depreciates fast.
Novated lease
Pre-tax salary packaging for personal vehicles.
Seasonal structures
Repayments aligned to your harvest cycle, not a calendar quarter.
In depth
Specialist topics we cover.
Hover or tap a card to read more.
Asset Finance for Business
Hover / tap to learn moreAcquire the assets you need without draining working capital. Funding structures matched to the asset and its useful life.
Talk to us →Chattel Mortgage
Hover / tap to learn moreOwn the asset from day one. Strong tax position, full input tax credit if GST-registered, flexible balloon options.
Talk to us →Lease & Novated Leasing
Hover / tap to learn moreZero upfront, pre-tax salary packaging, and off-balance-sheet options. Ideal for fast-depreciating tech and fleet vehicles.
Talk to us →Ag, Industrial & Infrastructure
Hover / tap to learn moreHeavy-duty funding for the backbone of production. Headers, sprayers, forklifts, excavators, packing lines, refrigeration.
Talk to us →Lifestyle, Transport & Green Finance
Hover / tap to learn moreFleet renewal, EVs, and green loans with discounted rates. Caravans, boats, motorbikes, and personal-use vehicles funded too.
Talk to us →The Hardie Difference
Hover / tap to learn moreRepayments structured around your seasons, not the bank’s calendar. Skip-payments, annual instalments, harvest-aligned terms.
Talk to us →What our clients say
★★★★★
Adrian was fantastic in our appointment — making sure I understood all options, with high attention to detail. Super friendly and easy to talk to. High quality of professionalism. Highly recommend him for anyone wanting more knowledge or looking to get their future started.
Verified Google Review
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